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Special Agricultural Loans
Local Water Protection Program
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The Local Water Protection Program (LWPP) is a new source of low-cost financing available to landowners. This opportunity is available specifically to assist and encourage landowners to address non-point source pollution of Iowa streams and lakes.
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The applicant must be the landowner where the practice will be implemented.
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Iowa's largest contributor to water quality problems is polluted runoff. Although there are hundreds of sources of polluted runoff, the LWPP is intended to target those related to agricultural operations - specifically the delivery of sediment and nutrients into Iowa waters.
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Virtually all practices eligible for State Cost Share/IFIP, REAP and EQIP are eligible under the LWPP. These practices may include, but are not limited to:
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Terraces, grade stabilization structures, water and sediment control basins
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Waste storage structures
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Pasture and hay land planting
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Grassed waterways and filter strips
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Field borders, windbreaks and riparian forest buffers
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Loans from $5,000 to $50,000
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Terms up to 10 years
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Can fund up to 100% of actual costs
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Interest rate up to 3% - fixed rate
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Funding is available when you need it
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Applications are accepted year-round
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No penalty for pre-payment
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Begin by talking to your local Soil and Water Conservation District (SWCD) office. If your project is eligible, complete the application form and submit it to your SWCD.
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