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Business Banking

Business Loans

Conventional Business Loans

Houghton State Bank's Business and Commercial Loan Department has many types of loans available for your business needs. Regardless if you own the neighborhood shop on the square or a manufacturing facility in the industrial park, our lending staff can design a loan program to fit your needs. Business Start-Ups, expansion, refinancing, or acquisitions are all types of projects our staff can help you with.

Examples of the types of conventional loans we offer include:

  • Machinery and Equipment Loans
  • Inventory Loans
  • Operating Lines of Credit
  • Floor Plans
  • Commercial Real Estate

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Special Business Loans

Houghton State Bank's Business and Commercial Loan Department participates in various special loan assistance programs to provide additional opportunities in conjunction with our conventional program.

Small Business Administration (SBA) Loan Programs

U.S. Business and Industry Guaranteed Loan Program

IA Small Business Financial Assistance Programs


Please contact the Commercial Loan Department for your entire Business Loan needs.

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