HSB Club Account

The HSB account is only available for personal accounts.

A small monthly service charge entitles you to accidental death and dismemberment insurance, FREE personalized wallet club checks, NO minimum balance, and a very attractive package of discounts, services, and products at no additional charge.

Minimum Balance - NONE
Minimum to open - $50.00
Activity Fee- NONE

Maintenance fee is based on the amount of accidental death insurance carried on the account.

$10,000 Insurance - $6.50 + tax per month
$20,000 Insurance - $7.50 + tax per month
$30,000 Insurance - $8.50 + tax per month

Earn interest on daily collected balanced over $1,000.00

Included with your HSB Club Account at no extra charge

• Personalized Wallet Club Checks
• Discount on Installment Loan if Auto Pays
• NO Annual Fee on MasterCard Debit Card
• Money Orders
• Cashiers Checks
• Travelers Checks.
  Regular charges apply to Travelers Checks for 2.
• Notary Service
• $100,000 Common Carrier Insurance
• Emergency First Aid Guide
  Customers who enroll receive a free First Aid Emergency Guide with helpful facts on handling a number of household emergencies. This handy resource is provided by the Iowa Health System and is ready-referenced for all types of emergencies.
• Child I.D. Kits
  Customers who enroll receive a free Child I.D. Kit presented in a fun and entertaining format for kids and their parents. The kit includes safety tips and space for each child's finger prints and photograph.

• Key Ring Registration
  Worried about losing your keys?  You can register your keys for a one-time fee of $1.00. If the keys are ever lost or misplaced, they can be dropped in any mailbox and returned to the owner postage paid

• Admission Discount to Adventureland
  Receive nearly a 40% discount to Adventureland, Iowa's premier theme park. Adventureland offers visitors more than 100 rides, shows, and attractions. One day admission passes are available at a remarkable low price.

• Explore Iowa - Vacation Discounts
  Developed exclusively for members of the IBA Bank Club, Explore Iowa includes vacation specials throughout Iowa. Choose from family getaways, romantic hideaways, golf outings and casino excursions. Each package has its own personal flair at prices you won't believe. Why go anywhere else when what you're looking for is right here in Iowa. Stop by the bank to pick-up your discount brochure.

• Home Inventory Protection List
  This itemized list of personal and household belongings makes it easy for you to keep your insurance records up to date. It's also a good item to keep in your safe deposit box at Houghton State Bank.