- Rates
Current Savings and Investment Account Interest Rates.
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Absolutely Free Checking is only available for personal accounts.
- Minimum Balance - NONE
- Maintenance Fee - NONE
- Minimum to Open - $50.00
- First order of 50 printed wallet checks provided FREE, all reorders paid for by customer.
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A small monthly service charge entitles you to accidental death and dismemberment insurance, FREE personalized wallet club checks, NO minimum balance, and a very attractive package of discounts, services, and products at no additional charge on this checking account.
- HSB Club Account
Learn more about the features and benefits of the HSB Club Account
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Earn an attractive rate of interest on your entire NOW account balance with Houghton State Bank as long as the $1,000.00 minimum balance requirement is maintained.
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Now accounts are not available to partnerships or corporations.
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Maintenance Fee - $5.00 + tax if the daily balance drops below $1,000.00
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Activity Fee - $0.20 + tax if minimum balance is violated
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You must deposit $1,000.00 to open the account. You must maintain a minimum balance of $1,000.00 to obtain the APY listed on the rate chart.
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Maintenance Fee= $10.00 + tax, if the daily balance drops below $5,000.00. You must deposit $5,000.00 to open the account. Interest rates are tiered and depend on the account balance. See Rate chart for details.
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The Golden account is available to all non-profit organizations with no monthly service charge. Organization's qualifications will be determined at management's discretion.
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HSB Protect is an overdraft protection plan that protects your checking account from embarrassing overdrafts and fees. It also enables you to obtain an instant loan whenever you need money.
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