Installment Loans

Houghton State Bank offers a variety of installment loans. If you would like to find out more about these loans phone (712) 623-4823 and ask for our installment loan department

• Unsecured Personal Loans
• Auto Loans
• Other Loans Available
• Consumer Loan Application

Unsecured Personal Loans

Only need a small, short-term loan for that vacation or home improvement project? We can help you finance these and other needs that will work in your budget.

We have:

• Competitive rates
• Preferred rates for Houghton State Bank deposit customers
  

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Auto Loans

Choosing an auto can be a confusing process. Let our installment loan staff help you simplify things by assisting you with your questions.

Auto Loan Features

• Borrow on new and used autos
• Low down payment requirements
• Competitive rates
• Automatic payments available

Call us for a NADA book value on an automobile.

You need the following information before asking for a car value:
" Year of auto
" Make of the auto
" Auto Model
" Options on the auto
" Miles on the auto

• Financial Calulators
  The tools on this page can help you with everything from calculating loan payments to planning your household budget.

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Other Loans Available

Boat Loans
Recreational vehicles and campers
Motorcycles and ATV's
Certificates of Deposit (Borrow against your CD at a rate 2% above the CD rate with a minimum rate of 4%).

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Consumer Loan Application

Credit Application

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