General Information


Online Enrollment

Getting Started

  • What basic online services are available?

    • Dashboard - Customized view of all your frequently used accounts with quick links to commonly performed banking services
    • Account Detail - Check account balances, review transactions, view check images and download account activity in a variety of formats
    • Statements - View Account and Tax information online
    • Transfers - Transfer funds between your bank accounts
    • Transaction Search - Search multiple criteria for transactions and checks
    • Alerts - Receive a variety of email updates on the status of your bank accounts and customize alert settings to the thresholds that are right for your business
    • Stop Payments - Easily place, cancel and renew Stop Payments on checks
    • Manage Users - Control online user access by accounts, tasks, and levels of authority
    • Commercial Card - View business credit card information and make payments
    • Flexibility - As your business needs grows, so can your online services. Additional services are available for Bill Payment, ACH, Wire Transfers, Remote Deposit Capture, and much more!

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  • How much does online account access cost?

    It's free! Once you enroll, you'll have 24-hour access to your business banking and business credit card accounts at no cost.

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  • Who do I contact if I have a question or comment regarding online services?

    We always want to give you the answers you need, when you need them. So if you ever have a question or comment, feel free to contact us.

    Email us:

    Call us: toll-free at 800-853-9586
    7:00AM - 7:00PM CT, Monday through Friday

    Write us: Houghton State Bank
    116 E. Coolbaugh Street
    Red Oak, IA 51566

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  • When is online account access available?

    Online account access is available 24 hours a day, 7 days a week - whatever time is most convenient for you! However, the system may be taken off-line for routine maintenance during off-peak hours.

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  • Can I access my account information from more than one location?

    Yes. You can access the site from any computer with Internet access.

    To better protect your online identity and account information, you may be prompted to enter additional security information when logging in from a different PC than one used previously.

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