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About Houghton State Bank

Guiding you to financial success.

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Over a century of personal service our customers and communities can rely on.


Welcome to Houghton State Bank. Our mission is to provide superior service to our customers and to the communities we serve. We strive to provide our customers with dependable banking products and services. As our competitors gear up to hire salespeople, we continue to hire professionals with in-depth banking and business experience. You can be confident that Houghton State Bank's employees and officers will not try to sell you a product just to reach a company sales goal. Our staff always has your best interests at heart. We have earned the trust of the communities we serve and will continue to place honesty, integrity and loyalty first where our customers are concerned. Tradition, professionalism and providing excellent service - that is what we are all about.

Houghton State Bank is locally empowered and regionally connected. We have the regional connection to offer our customers the service and products of a large metropolitan bank, but being locally empowered, allows us to add the value of personal service and caring. So, whether you are looking for a multi-million dollar business or agricultural loan or opening a savings account for a newborn, we are here to meet your needs.

If you are not currently a customer, I welcome the opportunity to serve you. If you are currently our customer, I want to thank you for your business and for allowing us to be part of your life.

Karl Bormann, President

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Visit a Branch

Houghton State Bank has 6 convenient branch locations and multiple free ATMs.

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Give us a call, we’d be honored to assist you.