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        Find a checking account that fits your needs
    
Free Checking
A personal checking account with no monthly service charge or minimum balance.
- $0 Minimum to open account
 - Free debit card
 - Free standard HSB checks
 - No monthly maintenance fee
 - 24/7 online and mobile account access with free BillPay
 
Interest Checking
If you have higher account balances, earn interest on your money and get more from your checking account.
- $0 Minimum to open account
 - Pays interest
 - Free debit card
 - Free standard HSB checks
 - 24/7 online and mobile account access with free BillPay
 - $10 maintenance fee if balance falls below $1,000