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Personal Solutions

Banking products and services that fit your life.

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Personal Banking Products & Services

Whatever your financial priorities or needs might be, Houghton State Bank has the ideal selection of accounts, products and sound advice to help you meet your financial goals.

Savings Accounts

Simple and flexible savings accounts designed to help you meet your financial goals.

Personal Lending

Get the funds you need.

Mortgage Loans

Your dream home is steps away.

Certificate of Deposit (CDs)

CD options that let you choose the terms.

Individual Retirement Account (IRA)

It’s never too late, or too little, to start saving for retirement.

Digital Banking

Online banking, mobile banking and digital payment solutions.